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10 Common Calgary Home Buyer Mistakes to Avoid (and Tips to Avoid Them)

Buying a home in Calgary is one of the most exciting—and significant—financial decisions you’ll ever make. Navigating the Calgary real estate market can feel overwhelming if you’re not prepared. As a Calgary Realtor® who has helped hundreds of homebuyers successfully find their ideal properties, I’ve seen the same pitfalls occur time and again.

The good news? With the right guidance, these mistakes are easy to avoid. Here are the 10 most common Calgary homebuyer mistakes—and tips to sidestep them so your purchase is smooth, stress-free, and successful.

1. Starting Your Home Search Without Pre-Approval

One of the first steps in buying a home should be securing a mortgage pre-approval. A pre-approval shows sellers that you’re a serious buyer, giving you an advantage in a competitive Calgary real estate market.

⚠️ Buyer Tip: Don’t confuse pre-qualification with pre-approval. Pre-qualification is just an estimate, while pre-approval confirms what a lender is prepared to offer. Talk with your bank or your Calgary Realtor® early in the process.

2. Skipping the Community Research

The house might be perfect, but what about the neighborhood? Traffic patterns, school zones, amenities, and future developments all impact your long-term satisfaction.

⚠️ Buyer Tip: Visit potential neighborhoods at different times of day, talk to residents, and check city planning resources for upcoming projects.

3. Making Offers Based Solely on Asking Price

A seller’s asking price doesn’t always reflect the true market value. Some homes are priced high to test the market, while others are priced low to encourage bidding wars.

⚠️ Buyer Tip: Always ask your REALTOR® for a market analysis before making an offer. This gives you insight into comparable sales, market trends, and overall value.

4. Being Swayed by First Impressions

A messy living room, dated wallpaper, or odd furniture choices can be distracting, but don’t let them cloud your judgement. Décor can be changed—but things like location, layout, and structure matter most for long-term value.

⚠️ Buyer Tip: Imagine the home with your furniture and personal style in place. Focus on the potential, not just appearances.

5. Not Understanding Your Rights and Obligations

Real estate transactions come with legal and financial responsibilities. Not understanding your rights as a buyer (or your obligations under contract) can leave you at risk of disputes or costly mistakes.

⚠️ Buyer Tip: Lean on your REALTOR® and lawyer. Their expertise ensures you’re protected and clear on what’s expected at every step.

6. Assuming Mortgage Rates Are Fixed

The first mortgage rate a lender quotes isn’t always final. Many lenders are willing to negotiate, especially if you’re a strong application. 

⚠️ Buyer Tip: Compare lenders, ask questions, and don’t be afraid to negotiate when possible. Even a small reduction in rate can save thousands over the life of your mortgage.

7. Waiting Too Long to Arrange Home Insurance

Home insurance is required for your mortgage, yet many buyers delay shopping until the last minute.

⚠️ Buyer Tip: Begin exploring options as soon as your offer is accepted. Early planning ensures you find coverage that meets your needs and budget.

8. Signing Documents Without Reading

Real estate paperwork can feel endless, but every document matters. Skimming or signing without reading could mean you miss key details that affect your purchase.

⚠️ Buyer Tip: Request copies of documents early in the process and review them at your own pace. Ask your REALTOR® to walk you through anything unclear.

9. Relying on Verbal Agreements

In real estate, if it isn’t in writing, it doesn’t count. Verbal promises (like including appliances or making repairs) won’t hold up if they’re not part of the signed contract.

⚠️ Buyer Tip: Always get it in writing. Protect yourself by ensuring all terms and conditions are clearly spelled out in the purchase agreement.

10. Skipping a Home Inspection

A professional home inspection is one of the most valuable investments you can make. It can reveal issues you can’t see at a showing — saving you from costly surprises after move-in.

⚠️ Buyer Tip: Even in a fast-moving market, prioritize a thorough inspection before completing your purchase. this step, protecting your investment and giving you peace of mind.

Final Thoughts

Buying a home is exciting, but it’s also complex. By knowing what to watch out for, you can avoid costly mistakes and move forward with confidence.

If you’re thinking about buying in Calgary, I’d love to help you every step of the way — from pre-approval to possession day. Together, we’ll find the right home at the right value, while avoiding common pitfalls.

👉 Ready to start your home search? Contact Chantel Gogowich today to get expert guidance you can trust.

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New property listed in Sundance, Calgary

I have listed a new property at 19 Sunvale COURT SE in Calgary. See details here

Imagine living in a FULLY RENOVATED DETACHED HOME in an established LAKE COMMUNITY surrounded by mature trees! This gorgeous home is situated in a quiet cul-de-sac with a LARGE WEST BACKYARD! As you approach you will notice the great curb appeal with the newly landscaped front yard, recently poured concrete walkway and freshly repainted exterior. Offering a large open concept main floor this home is perfect for entertaining. The front living is flooded with natural light which seamlessly opens to the dining room and stunning kitchen. The “U shaped” kitchen is a focal point with stylish blue cabinets, bold black hardware, and timeless herringbone tile backsplash. Offering plenty of storage and counter space, this kitchen not only offers new Stainless steel appliances buta granite sil sink looking into your own private yard. The powder room is tucked away for privacy with a full vanity, granite counters and upgraded plumbing fixtures. Upstairs you will find the spacious primary with a large closet, two additional well sized bedrooms and a full renovated 4 pc bath. The West Yard is a true outdoor oasis with an expansive patio, hot tub with gazebo, separate BBQ area, RV parking (or future garage space), Firepit area, shed, and garden. The open basement space is an expansive gym but could be ready for your finishing touches. This home has been renovated with all new flooring, new windows, new instant hot water tank, new appliances, designer light fixtures, upgraded plumbing, redone landscaping, millwork detail and paint. Experience all that Lake Sundance has to offer—Excellent schools, Parks, Playgrounds, Swimming, Tennis, Skating,etc. Plus, shopping, restaurants, and Stoney Trail all nearby making commuting a breeze. This home is not going to last. Schedule your private showing or view the virtual tour today!

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New property listed in South Calgary, Calgary

I have listed a new property at 103 1611 28 AVENUE SW in Calgary. See details here

A rare opportunity: this exquisite end unit townhome is the largest in the complex sprawling over 2 storeys and offering more than 1750 sq ft. As you enter this private residence you will notice the minimalist, yet sophisticated aesthetic designed by Paul Lavoie. The gleaming wide plank hardwood floors, estate finishing, pride of ownership, and top to bottom loft style windows bringing in a ton of natural light. The kitchen is a focal point with sleek white cabinets that reach to the ceiling creating plenty of storage, timeless tile backsplash, an expansive island complete with a stone waterfall counter, and built-in stainless steel appliances including an induction cooktop, built in ovens and an upgraded fridge. Perfect for entertaining this opens to the spacious dining room and bright living room. The living room is highlighted by soaring 10’ ceilings and showcases a warm fireplace with a cabinet detail. Enjoy direct access to your own Sunny patio with BBQ gas line. A powder room on the main is tucked away for privacy. As you head upstairs notice the contemporary glass railing and upgraded carpet. The expansive primary has dual closets as you head to the spa inspired ensuite showcasing a luxurious large soaker tub, a separate tiled shower with 10 mil glass, dual sinks, stone counters, and a private water closet. Two additional well sized secondary bedrooms one with downtown views, the other with a large walk in closet share a stunning 5 pc bath including stone counters and upgraded plumbing fixtures. Completing this level is a convenient laundry room. Enjoy this low maintenance lock & leave lifestyle with custom drapes, solid core 8' doors, extra large baseboards, designer lights, and secure heated parking plus two storage lockers. This home is pet-friendly and designed for those who crave style and location. Situated in the heart of South Calgary close to the Mardaloop shopping district, walking distance to great restaurants, shops, boutiques, and parks. Whether you're an investor, a family, or a young professional, this townhome offers the perfect mix of urban convenience and high-end living—all at a price that makes it one of the best values in the area.

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New property listed in South Calgary, Calgary

I have listed a new property at 103 1611 28 AVENUE SW in Calgary. See details here

OPEN HOUSE SATURDAY 1PM-3PM. A rare opportunity: this exquisite end unit townhome is the largest in the complex sprawling over 2 storeys and offering more than 1750 sq ft. As you enter this private residence you will notice the minimalist, yet sophisticated aesthetic designed by Paul Lavoie. The gleaming hardwood floors, estate finishing, pride of ownership, and top to bottom loft style windows bringing in a ton of natural light. The kitchen is a focal point with sleek white cabinets that reach to the ceiling creating plenty of storage, timeless tile backsplash, an expansive island complete with a stone waterfall counter, and built-in stainless steel appliances including an induction cooktop, built in ovens and an upgraded fridge. Perfect for entertaining this opens to the spacious dining room and bright living room. The living room is highlighted by soaring 10’ ceilings and showcases a warm fireplace with a cabinet detail. Enjoy direct access to your own Sunny patio with BBQ gas line. A powder room on the main is tucked away for privacy. As you head upstairs notice the contemporary glass railing and upgraded carpet. The expansive primary has dual closets as you head to the spa inspired ensuite showcasing a luxurious large soaker tub, a separate tiled shower with 10 mil glass, dual sinks, stone counters, and a private water closet. Two additional well sized secondary bedrooms one with downtown views, the other with a large walk in closet share a stunning 5 pc bath including stone counters and upgraded plumbing fixtures. Completing this level is a convenient laundry room. Enjoy this low maintenance lock & leave lifestyle with custom drapes, designer lights, and secure heated parking plus two storage lockers. This home is pet-friendly and designed for those who crave style and location. Situated in the heart of South Calgary close to the Mardaloop shopping district, walking distance to great restaurants, shops, boutiques, and parks. Whether you're an investor, a family, or a young professional, this townhome offers the perfect mix of urban convenience and high-end living—all at a price that makes it one of the best values in the area.

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New property listed in Signal Hill, Calgary

I have listed a new property at 519 Sierra Morena COURT SW in Calgary. See details here

Enjoy this upgraded two-story home located in a quiet cul-de-sac with a MASSIVE PIE SHAPED SOUTH BACKYARD plus a WALK-OUT BASEMENT WITH an illegal SUITE. As you enter you will see no detail was overlooked. The bright open concept main floor has oversized HEATED TILE FLOORS, paint finish ceilings and designer lighting. The kitchen is a focal point with custom ceiling-height cabinets, an expansive island, gorgeous tile backsplash, quartz counters, upgraded appliances including a gas range, and a corner pantry for additional storage. Adjacent is the breakfast nook and the living room featuring a fireplace with stone detail making it ideal for entertaining. Off the kitchen is direct access to your SUNNY LARGE DECK SURROUNDED BY MATURE TREES and VIEWS of the valley! Completing the main is a formal dining room or playroom, powder room, laundry and mudroom. The bonus room is situated on its own level with soaring vaulted ceilings and showcases a gas fireplace with stone detail, perfect for family movies or games night. On the second level there are two sizable bedrooms, a gorgeous 4pc bath with stone counters and a noteworthy primary room. This Primary is a true sanctuary with mountain views, a large separate walk-in closet with built-ins and a spectacular spa inspired ensuite. This luxurious space has floor to ceiling tiled walls, a large soaker tub, separate 10mil fully tiled shower, dual sinks and heated floors. The lower level is completely self-contained with a separate entrance, kitchen and dining space, a private living, bedroom, 4pc bath and laundry room. Ideal for passive income, a nanny, or a multi-generational family. Other noteworthy features include an oversized paint finish garage with new contemporary door, new window coverings, all new plumbing (no poly B), new hardware, doors, and freshly painted. This is truly an incredible opportunity to live in the highly sought after neighbourhood of Signal Hill, close to the mountains, shopping and excellent school. Schedule a private showing or view the virtual tour today!

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Open House. Open House on Saturday, May 24, 2025 1:00PM - 3:00PM

Please visit our Open House at 103 1611 28 AVENUE SW in Calgary. See details here

Open House on Saturday, May 24, 2025 1:00PM - 3:00PM

OPEN HOUSE SATURDAY 1PM-3PM. A rare opportunity: this exquisite end unit townhome is the largest in the complex sprawling over 2 storeys and offering more than 1750 sq ft. As you enter this private residence you will notice the minimalist, yet sophisticated aesthetic designed by Paul Lavoie. The gleaming hardwood floors, estate finishing, pride of ownership, and top to bottom loft style windows bringing in a ton of natural light. The kitchen is a focal point with sleek white cabinets that reach to the ceiling creating plenty of storage, timeless tile backsplash, an expansive island complete with a stone waterfall counter, and built-in stainless steel appliances including an induction cooktop, built in ovens and an upgraded fridge. Perfect for entertaining this opens to the spacious dining room and bright living room. The living room is highlighted by soaring 10’ ceilings and showcases a warm fireplace with a cabinet detail. Enjoy direct access to your own Sunny patio with BBQ gas line. A powder room on the main is tucked away for privacy. As you head upstairs notice the contemporary glass railing and upgraded carpet. The expansive primary has dual closets as you head to the spa inspired ensuite showcasing a luxurious large soaker tub, a separate tiled shower with 10 mil glass, dual sinks, stone counters, and a private water closet. Two additional well sized secondary bedrooms one with downtown views, the other with a large walk in closet share a stunning 5 pc bath including stone counters and upgraded plumbing fixtures. Completing this level is a convenient laundry room. Enjoy this low maintenance lock & leave lifestyle with custom drapes, designer lights, and secure heated parking plus two storage lockers. This home is pet-friendly and designed for those who crave style and location. Situated in the heart of South Calgary close to the Mardaloop shopping district, walking distance to great restaurants, shops, boutiques, and parks. Whether you're an investor, a family, or a young professional, this townhome offers the perfect mix of urban convenience and high-end living—all at a price that makes it one of the best values in the area.

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New property listed in Airdrie, Airdrie

I have listed a new property at 8 156 Canoe DRIVE SW in Airdrie. See details here

Located in the highly desirable community of the Canals this updated meticulously maintained home is backing onto greenspace and is steps to the Canal path system. As you approach you will notice the welcoming front porch and grand front foyer with custom bench and closet detail. Enjoy direct access to your convenient single car garage, ensuring hassle free parking. This well thought out functional layout showcases a large white “U shaped” kitchen with upgraded stainless steel appliances, backsplash, plenty of counter space and a pantry for additional storage. This opens to the spacious dining room with access to your private deck and SUNNY WEST BACKYARD. Where you can enjoy your outdoor oasis! Adjacent to the dining area is the bright living room highlighted by a gas fireplace with tile detail. The main floor is complete with a powder room tucked away for privacy. Upstairs you will find two massive bedrooms with large closets, a bonus room perfect for an office, or playroom, and a beautifully appointed 4-piece bathroom. The lower level is fully complete with a 3rd bedroom, rec area, and large laundry room with a new washer and dryer. The basement has a full bathroom rough-in (in the storage area) making adding an additional bathroom a breeze. Other noteworthy features are new gleaming luxury vinyl plank flooring, fresh paint, and designer light fixtures! Surrounded by great schools, local restaurants, and shopping. This well-managed condo backing onto greenspace is a rare find and won’t last long. Schedule your private showing or view the virtual tour today.

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Open House. Open House on Saturday, May 17, 2025 2:00PM - 4:00PM

Please visit our Open House at 8 156 Canoe DRIVE SW in Airdrie. See details here

Open House on Saturday, May 17, 2025 2:00PM - 4:00PM

Located in the highly desirable community of the Canals this updated meticulously maintained home is backing onto greenspace and is steps to the Canal path system. As you approach you will notice the welcoming front porch and grand front foyer with custom bench and closet detail. Enjoy direct access to your convenient single car garage, ensuring hassle free parking. This well thought out functional layout showcases a large white “U shaped” kitchen with upgraded stainless steel appliances, backsplash, plenty of counter space and a pantry for additional storage. This opens to the spacious dining room with access to your private deck and SUNNY WEST BACKYARD. Where you can enjoy your outdoor oasis! Adjacent to the dining area is the bright living room highlighted by a gas fireplace with tile detail. The main floor is complete with a powder room tucked away for privacy. Upstairs you will find two massive bedrooms with large closets, a bonus room perfect for an office, or playroom, and a beautifully appointed 4-piece bathroom. The lower level is fully complete with a 3rd bedroom, rec area, and large laundry room with a new washer and dryer. The basement has a full bathroom rough-in (in the storage area) making adding an additional bathroom a breeze. Other noteworthy features are new gleaming luxury vinyl plank flooring, fresh paint, and designer light fixtures! Surrounded by great schools, local restaurants, and shopping. This well-managed condo backing onto greenspace is a rare find and won’t last long. Schedule your private showing or view the virtual tour today.

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New property listed in Tuxedo Park, Calgary

I have listed a new property at 2810 1 STREET NW in Calgary. See details here

OPEN HOUSE SATURDAY 1PM-4PM. Executive townhome in the heart of Tuxedo Park on a quiet street with affordable fees. As soon as you approach you will notice the exceptional curb appeal with durable stucco and stone exterior. A welcoming front foyer has a sense of grandeur, complete with heated porcelain tile floors, designer lights, and ample storage space. As you head upstairs you will notice the gleaming hardwood floors, elegant two tone railing, and soaring 9’ ceilings. This well thought out layout is perfect for gatherings with the kitchen as the focal point. Showcasing custom cabinets that reach to the ceiling, plenty of drawers, stunning extra thick granite counters, undermount lighting, sleek tile backsplash, a full sized pantry and high end stainless steel appliances including a gas range. The contrasting large island creates a distinctive look and seamlessly opens to the bright dining area. Adjacent to the kitchen is the spacious living area featuring an impressive gas fireplace with stone detail. A well sized WEST facing balcony is off the living room surrounded by mature trees for privacy with a BBQ gas line. Completing this level is the powder room with a full vanity and stone counters. On the upper floor is the substantial primary. This room is flooded with natural light, includes its own walk in closet and a beautifully appointed ensuite with upscale quartz countertops. On this level is an additional well sized secondary bedroom with its own ensuite and sky light, as well as a convenient laundry room. The first floor has the third bedroom (art studio), an additional 4pc bath with stone counters, and convenient direct access to your oversized single attached garage. No detail was overlooked in this high end home, from solid core doors, the comforts of air conditioning, upgraded plumbing fixtures, extra large baseboards, new carpets, upgraded window coverings and so much more. Enjoy great accessibility to downtown, trendy restaurants, coffee shops, top-rated schools and the beautiful Confederation Park. This is a rare find offering the perfect blend of comfort and convenience! Schedule your private showing today or view the virtual tour!

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Open House. Open House on Saturday, May 10, 2025 1:00PM - 4:00PM

Please visit our Open House at 2810 1 STREET NW in Calgary. See details here

Open House on Saturday, May 10, 2025 1:00PM - 4:00PM

OPEN HOUSE SATURDAY 1PM-4PM. Executive townhome in the heart of Tuxedo Park on a quiet street with affordable fees. As soon as you approach you will notice the exceptional curb appeal with durable stucco and stone exterior. A welcoming front foyer has a sense of grandeur, complete with heated porcelain tile floors, designer lights, and ample storage space. As you head upstairs you will notice the gleaming hardwood floors, elegant two tone railing, and soaring 9’ ceilings. This well thought out layout is perfect for gatherings with the kitchen as the focal point. Showcasing custom cabinets that reach to the ceiling, plenty of drawers, stunning extra thick granite counters, undermount lighting, sleek tile backsplash, a full sized pantry and high end stainless steel appliances including a gas range. The contrasting large island creates a distinctive look and seamlessly opens to the bright dining area. Adjacent to the kitchen is the spacious living area featuring an impressive gas fireplace with stone detail. A well sized WEST facing balcony is off the living room surrounded by mature trees for privacy with a BBQ gas line. Completing this level is the powder room with a full vanity and stone counters. On the upper floor is the substantial primary. This room is flooded with natural light, includes its own walk in closet and a beautifully appointed ensuite with upscale quartz countertops. On this level is an additional well sized secondary bedroom with its own ensuite and sky light, as well as a convenient laundry room. The first floor has the third bedroom (art studio), an additional 4pc bath with stone counters, and convenient direct access to your oversized single attached garage. No detail was overlooked in this high end home, from solid core doors, the comforts of air conditioning, upgraded plumbing fixtures, extra large baseboards, new carpets, upgraded window coverings and so much more. Enjoy great accessibility to downtown, trendy restaurants, coffee shops, top-rated schools and the beautiful Confederation Park. This is a rare find offering the perfect blend of comfort and convenience! Schedule your private showing today or view the virtual tour!

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Open House. Open House on Saturday, May 3, 2025 2:00PM - 4:00PM

Please visit our Open House at 211 Pinecrest CRESCENT NE in Calgary. See details here

Open House on Saturday, May 3, 2025 2:00PM - 4:00PM

OPEN HOUSE SATURDAY MAY 3RD - 2PM-4PM. A rare find, this immaculate home shows pride of ownership throughout. Offering an oversized 30x24 detached garage, RV parking, and a sunny South backyard! As you arrive you will appreciate the fantastic curb appeal, durable stucco exterior and gemstone lights. The open concept main floor is flooded with natural light. The gorgeous chef-inspired kitchen is a focal point with custom cabinets reaching the ceiling, a cabinet pantry, stainless steel appliances, gorgeous granite counters, a classic subway tile backsplash, a sink overlooking the spacious yard. The massive island is perfect for entertaining! Adjacent to the kitchen is the bright dining room which opens to the spacious living area. The updated main 4pc bath offers stone counters and tile flooring. This level also includes a generous sized primary room with dual closets and a large secondary bedroom. The lower level is complete with two additional bedrooms, a large rec room and an office/storage space. Enjoy the comforts of air conditioning, newer windows, a furnace and hot water tank installed in 2022, a roof from 2011, and upgraded R40 insulation. Schedule your private showing today or view the virtual tour of this family home on a quiet street in the desirable community of Pineridge.

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New property listed in Springbank Hill, Calgary

I have listed a new property at 1207 7451 Springbank BOULEVARD SW in Calgary. See details here

This executive 2 bed 2 bath residence is situated in the highly desirable community of Signal Hill. Offering the perfect blend of comfort and style, making it ideal for every lifestyle. As you enter you will notice the gleaming hardwood floors, the pride of ownership throughout and the well thought out open floor plan. The kitchen is a focal point with solid wood custom cabinetry, upgraded stainless steel appliances, tile backsplash, a large corner pantry for additional storage and a flush eating bar. Perfect for entertaining this seamlessly flows to the bright dining area, and large living room showing a gas fireplace with stunning stone detail. Off the living room you can step out onto your covered balcony — an inviting outdoor space surrounded by serene trees; perfect for enjoying the sunshine. The deck also includes a convenient storage room for seasonal or outdoor gear. The well sized primary has a walk-in closet and convenient 3 pc bath. The second bedroom is situated on the opposite side of the condo, offering privacy. It is conveniently located near the main 4pc bathroom, making it ideal for guests or family members. Additional highlights include a TANDEM DOUBLE titled heated underground secure parking, in suite stacked laundry room, bonus amenity room with library & pool table and secure bike room. This home is in a prime location on the quiet side of the building, close to the mountains, Westside Rec, Aspen Landing Shopping District, 69th street C Train station, Signal Hill Shopping Centre, Griffiths Woods Park and major roads like Stoney Trail making commuting a breeze. This is an exceptionally well-managed building with a healthy reserve fund. Don’t miss this opportunity and view the online virtual tour or schedule your private showing today!

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